Most SIP failures aren’t about markets — they’re about behavior. Fix these, and your plan gets dramatically better.
Leaders rotate. Prioritize consistency and risk-adjusted returns over headline numbers.
Beyond 5–6 equity funds, you likely own the index with extra costs. Keep a focused core.
Downturns are when units get cheaper. If your job is safe and goals are long term, maintain or even increase SIPs.
Salaries grow; SIPs should too. A 10% step-up can add lakhs to your corpus over a decade.
* SIPGenie articles are generated from multiple sources and reviewed by AI, is for informational purposes only. It is not investment advice; please consult a qualified financial advisor before making any investment decisions.