Systematic Investment Plans (SIP) are the easiest way to start investing. Here’s a step-by-step guide for beginners on choosing funds, setting goals, and tracking returns.
Do you want to save for a vacation, a house, or retirement? Your goal decides the SIP amount and fund type. Long-term goals work best with equity SIPs, while short-term goals need safer debt options.
Pick mutual funds that match your risk profile. Large-cap funds are stable, mid-cap and flexi-cap funds offer growth. Use our SIP calculator or Compare tool before choosing.
Start with as low as ₹500 per month. Use our one time SIP calculator to test how much your money grows over different timeframes.
Set up auto-debit via your bank or broker. Review once a year. Don’t panic with short-term market falls—SIPs work best with discipline.
* SIPGenie articles are generated from multiple sources and reviewed by AI, is for informational purposes only. It is not investment advice; please consult a qualified financial advisor before making any investment decisions.